While the current economic challenges call for the adoption of a savings and investment culture, service providers, particularly in the financial sector, must give clients relief by designing products that suit the prevailing situation. In the face of this, the Swaziland Building Society (SBS) gives priority to its clients. Since its establishment in 1962, the SBS has been the country's major provider of long-term mortgage lending, supplying loan finance for the purchase of vacant land and the construction of affordable housing for the people. In this respect, partnership with suitable service providers is established.

The Society possesses unsurpassed depth of knowledge of the Swazi mortgage bond market and keeps up with client demand, including below prime mortgage loans for residential property, repayment holidays, bond re-advance and bond rescheduling facilities. The SBS also offers commercial mortgage loans to assist the business community obtain and develop commercial property. This is linked to the Bond Re-Advance facility, a derivative of mortgage loans that enables businesses to secure loans within 24 hours to finance working capital requirements against bonded property.