These are loans extended to borrowers in reliance to the security provided by their investments. Funds invested in other financial institutions are also accepted for the purpose of taking SBS short loan. Up to 90% of amount invested can be taken out as Short Loan, to be repaid over a reasonable period of time with a maximum term of 36 months. Investments accounts that give short loans at SBS are Fixed Period Shares, Permanent Shares, Fixed Deposit and Subscription Shares.